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Rates & Insurance

Insurance Accepted

PhilaTherapy wants to make sure every individual, couple or family has an opportunity to access services. Highlighted insurances are ones we are currently accepting. However, we are becoming credentialed with many of the insurance providers listed below. Please ask if we are in network with your insurance provider.

  • Aetna
  • Aetna Behavioral Health
  • AmeriHealth Administrators
  • Anthem
  • Beacon
  • Beacon Emblem
  • Beacon Empire
  • Beacon Health Options
  • Beacon Health Plans
  • Beacon Military One
  • Blue Cross Blue Shield
  • Capital
  • CareFirst
  • ChampVa
  • Cigna
  • Cigna Ever North
  • Coventry Health Care
  • Empire
  • Excellus
  • Federal
  • First Health
  • GEHA
  • Greatwest Healthcare
  • Health America
  • Health Assurance
  • Health Plans Inc.
  • Health Spring
  • Highmark
  • Horizon
  • Humana
  • Independence
  • Independence Administrators
  • Keystone
  • MHC
  • Magellan
  • Meritain
  • Optum
  • Oxford
  • Penn Behavioral Health
  • Personal Choice
  • Premera
  • Provident
  • Qualcare
  • Quest
  • Regence
  • Tricare
  • UMR
  • UPMC
  • US Family Health Plan
  • United Behavioral Health Care
  • United Health Care
  • VA Community Care
  • Value Options
  • Wellmark

Employee Assistance Programs

PhilaTherapy provides Employee Assistance Programs (EAPs) benefits and services. Highlighted EAPs are ones we are currently accepting. However, we are becoming credentialed with many of the EAP providers listed below. Please ask if we are in network with your employer's EAP provider.

  • ACI Specialty Benefits
  • Aetna EAP
  • All-One-Health EAP
  • Alliance Work Partners (AWP)
  • AllPoints EAP, LLC.
  • Beacon Health Options
  • Best Care EAP
  • BHS
  • Blue Cross Blue Shield Anthem
  • Blue Cross Blue Shield EAP
  • Blue Cross Blue Shield Federal EAP
  • Blue Cross Blue Shield Independence EAP
  • Blue Cross Blue Shield Personal Life Management EAP
  • Canopy
  • Carebridge EAP
  • Cigna EAP
  • ComPsych EAP
  • CuraLinc EAP
  • EAP Consultants
  • EAP Professional Organization
  • Ease @ Work
  • Empathia
  • Employee and Family Resources EAP
  • Encompass EAP, LLC.
  • ERS
  • ESI EAP
  • Espyr EAP
  • FEI Workforce Resilience EAP
  • FEI Behavioral Health
  • FirstCall EAP
  • HealthAdvocate EAP
  • Highmark
  • Health First
  • HMSA EAP
  • Horizon EAP
  • Humana EAP
  • Impact Solutions
  • Kepro EAP
  • Life Services EAP
  • LifeWorks EAP
  • Lytle EAP
  • Magellan EAP
  • Marquee Health
  • MHC EAP
  • MHN EAP
  • Modern Health
  • Mutual Of Omaha
  • New Directions EAP
  • Optum
  • Provident
  • Penn Behavioral Health EAP
  • Penn Foundation EAP
  • Preferred EAP
  • Quest EAP
  • Reach EAP, LLC.
  • ResponseWorks EAP
  • SandCreek EAP, LLC.
  • TalkSpace EAP
  • United Behavioral Health (UBH) and United Health Care Optum
  • Uprise Health
  • Value Options/Psychcare
  • Vital Worklife EAP
  • Workplace Options EAP
  • Quest

 

Out of Network Coverage

PhilaTherapy can make arrangements for you to pay for your sessions upfront and then provide you with a bill for you to send to out-of-network insurance companies for reimbursement. Our license, training, and education will allow you to be qualified for out-of-network reimbursement from these insurance plans if this is part of your policy. Please review PhilaTherapy, LLC’s patient consent form regarding reimbursement. To determine if you have mental health coverage through your insurance carrier, the first thing you should do is call them.

Out-of-Pocket Fees: All sessions are 45 – 60-minutes in length. The fee for a session for individuals ($150), couples or families ($175).

Sliding Scale: If you cannot afford our out-of-pocket fees, please call us so we can arrange a sliding scale fee for you to be able to receive services.

You have the option of making payment by debit card, health savings account (HSA) or credit card at the end of each session through TherapyNotes or by cash and check.

Cancellation Policy:

If you miss a session without canceling, or cancel with less than 24 hours notice, there is a fee ($75). We thank you in advance for letting us know if you are sick or otherwise unable to make your appointment. This fee will be charged to your payment information on file and you will receive an invoice.